Currency Converter – Live Exchange Rates for Travel

Currency Converter for Travel (Live Exchange Rate Calculator)

Use the converter above to convert currencies instantly—perfect for checking prices abroad, planning budgets, and understanding what you’ll actually pay when fees and card markups come into play.

Explore exchange rates Read travel money tips
Instant results Travel-friendly guidance Works on mobile

Transparency note: The rate shown is an informational reference. Your bank, card issuer, ATM, or exchange bureau may apply a different rate and add fees.

Online travel booking scene with currency exchange, calendar, and calculator icons
Convert prices before you book—hotels, flights, tours, rentals, and everyday expenses.

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How to use this currency converter

This page is designed to be fast and practical. In most cases, you only need three inputs: amount, from, and to.

  1. Type an amount (for example, a hotel night, a meal budget, or a product price).
  2. Select the currency you have (your home currency).
  3. Select the currency you need (your destination currency).
  4. Use the instant result to compare prices, plan budgets, and make smarter payment choices.

Tip: When planning a trip, test a few “real-life amounts” (daily budget, airport transfer, hotel total, weekly car rental). This gives a more accurate feel for costs than converting 1 unit.

The rate you see vs. the rate you pay

Currency conversion looks simple—until you pay with a card, withdraw from an ATM, or exchange cash. The final cost depends on spreads and fees.

1) Mid-market (interbank) rate

In the global FX market there’s a buy price and a sell price. The midpoint is commonly called the mid-market or interbank rate. It’s widely used as a neutral reference when comparing providers.

2) Spread / markup

Many providers earn money by building a margin into the exchange rate (the spread). That’s why you may see “zero commission” at a kiosk—yet still receive a worse rate than expected.

3) Fees you should watch for (especially when traveling)

  • Foreign transaction fees (some cards add a percentage for purchases in a foreign currency)
  • ATM fees (your bank and/or the ATM operator)
  • Cash exchange commissions (flat fee or percentage)
  • Dynamic Currency Conversion (DCC) markups when paying “in your home currency” abroad

Quick estimate: If your card charges a 3% foreign transaction fee, multiply the converted amount by 1.03 to estimate what you’ll actually pay. (Example: 200 → ~206.)

Travel money checklist (avoid common conversion mistakes)

Use this checklist to keep your travel budget realistic and avoid the most common traps:

  • Choose local currency at checkout when a terminal offers to charge you in your home currency (often DCC).
  • Compare cash vs. card: a good card can beat cash exchange, but fees can flip the outcome.
  • Avoid airport exchange counters for large amounts—exchange a small amount only if needed.
  • Check ATM fee screens carefully before confirming a withdrawal.
  • Convert totals, not just unit prices: taxes, resort fees, service charges can change the real final price.
Travel planning checklist with world map, calculator, checklist, and clock icons
A simple planning habit: convert your key expenses before you travel.
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Best use cases for currency conversion

This tool is helpful any time you’re dealing with prices in a foreign currency. Here are common situations where quick conversion saves money (and stress):

Travel and booking

  • Hotels and rentals: compare total cost (nightly price + taxes + fees) in your home currency.
  • Flights and transport: estimate the true cost of upgrades, luggage, transfers, and tours.
  • Daily budgets: convert a realistic day of expenses (coffee + lunch + attractions + transit).

Shopping and online purchases

  • Compare prices across countries (especially when buying electronics, clothing, or tickets).
  • Estimate customs or import impact by converting the declared value.

Work, freelancing, and international pricing

  • Quotes and invoices: estimate project costs across currencies.
  • Salary comparisons: sanity-check compensation when relocating.

Important: For accounting or taxes, use your required official rate source and keep documentation. This page is designed for planning and quick decisions.

Currency Converter FAQ

Short, practical answers to the questions travelers ask most.

What exchange rate does this converter use?
The converter shows an indicative exchange rate for informational use. Depending on data sources and update timing, the displayed result can differ from the final rate applied by your bank, card issuer, ATM, or exchange bureau.
Is this the exact rate my bank or card will charge?
Not always. Banks and card issuers may add a spread (markup) and fees (foreign transaction fees, ATM fees). Use the result as a reference, then confirm the final rate with your provider—especially for large purchases or transfers.
What is the mid-market (interbank) rate?
The mid-market rate is commonly described as the midpoint between the buy and sell prices in the FX market. It’s often used as a fair reference rate, but retail customers may receive a different rate after spreads and fees.
Why do different currency converters show different results?
Differences usually come from data sources, update frequency, and whether a provider includes its margin inside the rate (spread) or shows fees separately.
How often do exchange rates change?
Exchange rates can move continuously during global trading hours and may shift quickly when markets are volatile. For planning, a small difference is normal—especially across different providers or times of day.
Should I pay in my home currency or the local currency when traveling?
In many cases, paying in the local currency helps you avoid Dynamic Currency Conversion (DCC), which can add extra markups. When in doubt, choose local currency and let your card network convert.
What is Dynamic Currency Conversion (DCC) and why should I avoid it?
DCC happens when a merchant or ATM offers to charge you in your home currency. That convenience often comes with a worse exchange rate or added fees, making it more expensive than paying in the local currency.
How do foreign transaction fees work?
Some cards add a percentage fee for purchases in a foreign currency. For example, a 3% fee on a 200 equivalent purchase adds about 6. Check your card’s terms to estimate the real cost.
Is it cheaper to exchange cash at the airport?
Airports are convenient but often have poorer rates and higher fees. If you need cash on arrival, exchange a small amount and look for better options later (banks, reputable ATMs, or local exchanges).
Can I use this converter for invoices, accounting, or taxes?
Use it for estimates and planning. For accounting or tax reporting, use the official rate source required by your jurisdiction and keep proper documentation.
Can I embed Fieba’s currency converter on my website?
If you run a travel blog or business and want an embeddable converter, contact us and we’ll share the best integration option for your site.
Is the currency converter free?
Yes. Fieba’s tools are free to use for quick conversions, travel planning, and everyday budgeting.

Still have questions? Explore the blog or contact us.

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